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Retired! What happened to 100 Goals Club?
December 01, 2021

What happened to 100 Goals Club?

If you are new to the 100 Goals Club newsletter, WELCOME. If you aren't, WELCOME BACK!

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100 Goals Club is a complimentary newsletter that specializes in helping you plan your life goals in 10 important areas:

1. Personal Development

2. Health and Fitness

3. Family and Friends

4. Hobbies and Passions

5. Financial

6. Career

7. Adventure

8. Travel

9. Lifestyle

10. Leaving a Legacy / Giving Back

You are part of an exclusive group of goalsters (someone who understands the importance of life goals)! This email is going out to 1254 email subscribers.

You are receiving this email because you expressed an interest in life goals. Remove your email by clicking unsubscribe below at any time.

Inspirational quote

"Success is when you can spend 90 percent of your time doing the things you want to do and only 10 percent doing things you have to do. Most people’s lives are just the opposite." - Scott Spangler (Advice on careers, finance, and life from Harvard Business School's Class of 1963)

Retired . . . what we've been up to!

In April 2021, my wife Kathy and I both retired from 30+ year careers. Kathy was an office manager in one of the top restaurants in the Greater Toronto Area (GTA). I was a Sr. Manager of Bids and Proposal for an aerospace and defence company.

Both of our employers were very thoughtful and generous in celebrating our retirements, while working within all the guidelines and restrictions during COVID. It's been bitter sweet for both of us.


- Long morning walks in our neighbourhood, strolling our downtown and Lake Ontario waterfront (approximately 4Km per day)

- Weekly getaway excursions driving to a charming community within a 2 hour radius of our home for lunch and exploring

- Visits to our lake house cottage 1 hour away, completing our major break wall renovation (a big storm on Lake Erie destroyed our break wall on Halloween night in 2019) and updated our Beach House kitchen (with Fiji Blue painted cabinetry)

- Purged and converted our 2 car garage used primarily for storage into my man cave, with workout bench, leather sofa and book library

- Weekly date night (sometimes with our 23 year old daughter living at home) for dinner or a movie

- Watching lots of YouTube videos with my favourite on-line you tubers (mostly about investing in Tesla)

- Preparing and planning our daughter Karah's wedding in Mexico in 2022. We hosted a family engagement party in our back yard in the summer.

- Taking online Bass Guitar lessons at to hone up my playing skills, preparing myself for my next band

- Planning our next trip in the fall of 2022 to Hawaii and the French Polynesia including a 12 day cruise. 3 retired couples will be taking our longest vacation ever (approx 3-4 weeks), all in the name of RETIREMENT!

- Exploring local attractions with friends. The photo below was taken last week at a Christmas market in Toronto (Distillery Holiday Village) in front of a magnificent 25'+ tall Christmas Tree! And . . . Merry Christmas to you!

Money to fuel your life goals!

REGULAR FEATURE - Ways to accelerate your wealth creation.
It's no secret that living a goal inspired life requires money . . . lots of it.

It's unlikely that working for an employer all of your life as the only source of your income will get you to where you want to be.

For Kathy and I, not only did we develop income sources that allowed us to achieve our goals, we were able to retire almost 10 years ahead of the average age of retirement in Canada, at ages 57 / 55. (the average retirement age in Canada is 64)

Good jobs as a Proposal and Restaurant Manager helped for sure, but it was real estate properties and investing 10% of our salaries in the stock market that made the big difference.

We are in the top 1-2% of Canadians by Net Worth as a result.

While we still own our street of 4 homes (all side by side) and living in one of them, our focus has been on maximizing our finances to support our retirement years through continued investing in the stock market.

As some of you will remember, I had been writing a lot about TESLA and investing in Tesla Stock (stock symbol TSLA).

For any of you that invested since the end of last year, you would have seen at least a 50% growth in your investment. Tesla stock closed out 2020 at $ 705.67 USD/share and is now trading around $ 1,100 per share.

While all of the conventional wisdom about investing is to diversify, we have taken the approach that true wealth comes through concentrating on a few select investments. Warren Buffet is on record saying that "diversification is for idiots" and people that don't know what they are doing.

During much of my free time since I've retired, I've literally researched hundreds of hours into the future of the Electric Vehicle (EV) industry and how that relates to TESLA. It is one of my favourite things to do.

Reasons to invest in Tesla

While I'm not qualified to give investing advice, the following is what I know with certainty:

You can get wealthy by investing at least 10% of your income in assets that grow at 7-10% or more per year over several decades. (see my prior newsletters on the rule of 72)

You can get wealthy much faster by investing at least 10% of your income in a few select companies (or disruptive technology ETF's like ARK) that grow at more than 20% per year in 10-20 years. This is where compounding really works its magic (exponential growth much quicker).

With the power of information readily available for free on the internet, it is possible for those with a good mind and a high growth orientation (with a high risk tolerance) to invest smartly in companies that have the potential to 2X / 10X / 100X in the next 10-20 years

TESLA is in the category of a company in the same leagues as Amazon and Apple, that is a once in a generation type company that is still in the early stages of growth with at least 10 years of massive outperformance in the stock market. Who wouldn't have invested in either Amazon or Apple 10 years ago knowing what the stock is worth today?

The future of the automotive industry is electric. No-one will be buying gas (ICE - Internal Combustion Engine) vehicles beyond 2030, and more likely not past 2025. Tesla will receive an outsized share of this growth as they are at least 5 years ahead of all competition and moving much faster in terms of innovation and manufacturing production.

While investing in TESLA stock carries a high degree of short term risk (the stock price can fall by 30-40% in a short period), over the long term, there is no doubt in my mind and that of other excellent investors and analysts (like Cathy Wood and Steven Mark Ryan) that the Tesla stock price will be worth 3X - 20X more over the next 10 years.

The stock portion of our investment portfolio is now almost "all - in" on TSLA stock. To date, our portfolio is up more than 200% and we are still buying Tesla stock at current market prices.

If this all sounds good to you and worth pursing for your own finances, email me at and I'll send you a list of my sources of information for you to check out yourself. It is important that you do your own research and not blindly follow someone else's advice.

I have nothing to gain if you buy Tesla stock other than the satisfaction of knowing I helped you financially.

100 Goals Club - Help needed!

I'm looking for feedback for the more than 1,200 people who signed up to receive my 100 goals worksheet as to what you'd like to see from me in the way of my newsletters or updates to my worksheet.

Along the way, I fell out of my routine of publishing newsletters on the 1st and 15th of each month. From first hand experience, once you stop a routine, its very difficult to pick it up again!

Looking for ideas going forward on what is most helpful for you?

DID YOU FIND MY PRIOR NEWSLETTERS INTERESTING?: Let me know if you missed receiving my bi-weekly newsletters.

CONTENT: What goal areas interest you the most?

COMMENTING: If I was to introduce a comment area for each of the 100 life goals, would you use it to interact with myself and others?

SOCIAL MEDIA: I'm a bit old school. What type of social media would you find most useful for the 100 Goals Club. Facebook, Twitter, Instagram, Pinterest, YouTube, Other? Personally, I'm getting the most satisfaction out of learning through YouTube and frequent sites which have a high degree of regular comments.

FREQUENCY: Daily, Weekly, Bi-Weekly, Monthly, Quarterly?

FEEDBACK: What is the single biggest piece of helpful information you have received at the 100 Goals Club to date?

Email me at and let me know the answer to any or all of the above questions!

How are your life goals coming?

How is the writing down of your life goals coming?

Are you on track to write down your goals? Written down 5, 10, 20 or more? If you haven't started yet, what is holding you back?

While there are times that are better than others for writing down your goals, there is also no time like the present!

Don't feel you need to write out 100 life goals to be successful. Start small and build.


Now that I am retired, I have time to review your goal worksheets and comment on them. I'm not looking financial contributions for my support. I'm more than happy to help those of you that are serious about your life goal planning.

Contact me at and let me know how you are doing or what is holding you back.

Next newsletter . . .

My next newsletter will be on December 26th or 27th where I will tell you my personal goals for 2022 and encourage you to complete your 2022 goals before the end of the year. If you have any other ideas for what you'd like to be covered, shoot me an email to

Brian Klodt founder of the 100 Goals Club


P.S. There is nothing that I am selling at the 100 Goals Club other than my book. I am not sponsored or generating income from this site and therefore this information is non-biased. My desire is to help those searching for good ideas on how to achieve their life goals.

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